A workplace accident can leave a worker worried about medical bills and lost income. Knowing which records to keep can help when discussing treatment and payments with an employer.
This guide focuses on employees covered by Kuwait’s private-sector labour law. Household workers should refer to our separate guide to domestic-worker rights in Kuwait.
Who Must Report the Accident?
Article 90 of the labour law published by the Public Authority for Manpower requires employers to report qualifying work accidents promptly to the relevant police station, labour department and insurer or social-security institution.
The provision also addresses injuries sustained while travelling to or from work. A worker, if medically able, or their representative may make the report.
Who Pays for Treatment?
Article 91 places treatment expenses for work injuries and occupational diseases on the employer, including medicines and transport, subject to the law’s provisions.
The treating doctor’s report establishes the treatment period, disability assessment and ability to resume work.
Will Wages Continue During Recovery?
Under Article 93, wages continue for the treatment period determined by the doctor. If treatment exceeds six months, payment falls to half wages until recovery, established disability or death.
Articles 94 and 95 address compensation and circumstances that can exclude it. Compensation is separate from treatment expenses and wages during recovery.
What Records Should You Keep?
Save:
- Medical reports and treatment receipts.
- The accident’s date, location and circumstances.
- Witness details and relevant photographs, where lawful.
- Your contract, payslips and employer correspondence.
- Any accident-report or claim reference.
Ask for a written breakdown of treatment payments, wages and any compensation assessment. Avoid signing a settlement you do not understand.
What Workers Should Do Now
Seek medical attention promptly and document what happened. Ask whether the accident has been reported, keep your medical records and contact the Public Authority for Manpower if reporting or payment remains unresolved.
Disclaimer: This article provides general information only and should not be relied on as legal advice or as a legal basis for any decision. Kuwait’s laws and procedures may change. For guidance on your personal situation, consult a qualified legal professional or the relevant Kuwait authority.